 |
|
|
|
|
|
Friday March 12 2010 |
0845 094 0933
|
|
|
General insurance is important for your peace of mind. It enables you to minimise the effects of unexpected and often unwelcome future events, and helps you to organise your personal and business life with greater confidence.
All motorists must be insured against their liability for injuries to others (including passengers) and for damage to other people's property resulting from use of a vehicle on the road. It is an offence to drive your car or allow others to drive it without insurance.
We all love our holidays,
but what if you fall ill or have an accident; you could have money or
luggage stolen; your holiday might be cancelled or cut short through
injury or illness; you might have a road accident or have your car
stolen. All these risks and more can be covered by a holiday insurance
policy. If you take your car abroad you can extend your UK motor
insurance policy.
Household
You need to consider two
kinds of household insurance policy. Buildings insurance, which covers
the structure of your home and any fixtures and fittings, and contents
insurance, which covers all the furniture, furnishings and the like in
your home. In fact, it covers anything you would take with you if you
moved. The sum insured under a buildings policy must be the full
rebuilding cost of your home. As well as covering you against a long
list of 'risks' (including fires, subsidence, theft, flood and storm)
both types of policy include an important 'liability' section. This pays
for compensation if you are successfully sued.
Business Insurance
There are many aspects of business insurance to consider, including: buildings and contents, employers liability, professional indemnity, book debts, loss of money, public/products liability, goods in transit, deterioration of stock, consequential loss, all of which could affect offices, factories, vehicles and staff. Legal expenses insurance may also be worth considering. |
|
||||||||||||||||||
|
|
Login | F.A.Q. | Glossary | Links | Site Map | Terms & Conditions | Fees | Calculators | Feedback |
|
