Fees

We work hard to ensure that our fees are among the best value for money in the industry.  In fact, some of our deals are free - we don't charge you a fee at all. 

Whether we charge a fee or not depends on the type of product and the circumstances of the application.  When we do have to charge, for mortgages there is normally an initial fee of £295 paid with the application and there is a discretionary fee paid on completion of up to 1.5% of the total loan amount - this discretionary fee is capped at £1500. 

FM2 may charge you a fee for arranging a mortgage: and a representative fee is £595.

If there are fees to pay, we always agree these with you in advance, with an explanation of how they are determined.

FM2 Mortgage Consultants may receive fees from lenders with whom we place mortgages or other business.  Where this occurs we will tell you the amount.  We always source financial products to fit our client's requirements, not based on any fees the supplier may pay us for introductions.

Please read our Terms & Conditions to find out more about fees.