Buy to Let

Invest in property with the help of FM2.

The Buy-to-Let mortgage has come into its own in the last few years.  Landlords have enjoyed high rental incomes and exceptional returns on the value of their properties.

FM2 has access to and expert knowledge of lenders and mortgage products ideally suited to buy-to-let arrangements.  Our agents select from over 500 mortgage products specifically tailored to the buy-to-let market. 

Specialist Deals

Many lenders now offer specialist buy to let mortgages that allow private landlords to fix their interest payments for five years or more, providing increased security over mortgage funding costs.

Buy to let has become increasingly attractive in the past few years.  The 1988 Housing Act has reduced the fear that tenants, once admitted to a property, will prove all but impossible to evict.  The proportion of UK housing stock taken by rentals stood at a low of 7% in 1989, but has grown to 11% or more in the years since.

Most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental property's mortgage payments (interest only).  Letting agents will charge between 10% and 15% of the rental depending on the service level they offer.

Get Expert Advice

There are a lot of factors to consider when looking at buy to let mortgages - factors such as how tax relief can be employed, and the various obligations which go along with being a landlord.

We have long and successful experience in arranging buy to let mortgages and can help you find the best deal for your needs: you can talk to us now on 0845 094 0933 or send us an email from our contact page.